Purchasing a property might be the biggest financial decision you will ever make. Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.

Why Do You Want To Buy
Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home?

Are you looking for a rental property or are you building an investment portfolio?  Would you like a larger yard or require more bedrooms?  Would you rather live in a different community and/or closer to schools?  Having a clear sense of your reasons for buying will help you choose the right property.

Has Your Income Grown
Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio. Owning real estate is one of the least risky ways to build equity. 

List of Wants and Needs
Make two lists. One should include items you must have such as a bungalow or 2 storey, number of bedrooms, proximity to schools or work, etc. The other is a list of things you would like to have but can live without.

Mortgage Pre-Approval
With a pre-approval, you receive a commitment in writing from a bank or mortgage broker. Sellers are more receptive to potential buyers who have been pre-approved. Also, you avoid potential disappointment if the financing on the home of your dreams falls apart.

Buying a property requires making many important financial decisions, understanding complex issues, and completing a lot of paperwork. It helps to have an expert in your corner when undertaking such a large purchase.

I will be there to guide you through this process.

Choosing Your Real Estate Professional

A dedicated experienced realtor can be an invaluable asset during this process. Working as your personal real estate consultant, the right realtor will offer unbiased advice on anything affecting values and future resale. This could include location, floor plan, neighbourhoods and much more. They will also guide you through the pre-qualification process, home inspections and/or condo document reviews, as well as negotiations designed to purchase at the best price possible.

Once those preparations are out of the way, it is time to find the right property for you

Get to know the community

Get to know the neighbourhoods, communities and/or condo complexes that interest you.  Drive around and get a feel of what it would be like to own a home in the area.  Start getting a sense of the available properties in those areas.

Narrow Your Search
Select a few properties that interest you the most and I will make appointments to view them. I will then be able to advise you on the long term resale value of the properties you are considering.

Time to Buy
Once you narrow your search down to the property you want to purchase, we can discuss the potential costs and expenses that may come up. I will then help you with the process of making and negotiating an offer. Upon a successful outcome, I will walk you through the next steps which include a home inspection, condo documents review, lawyers, and anything else that may come up.

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.